1. Application Period
 July 2 (Wed), 2025 – October 23 (Thu), 2025, 18:00
 ※ Applications available on weekends and public holidays

2. Interest Rate
 1.7% (fixed)

3. Eligible Applicants

• No restrictions on general or income-contingent repayment loans
  
  

• Undergraduate: Up to 9 semesters for tuition / 8 semesters for living expenses
  
  

• Graduate: Up to 4 semesters for both tuition and living expenses
  
  

4. Types of Loans and Application Period

• Tuition Loan: July 2 – October 23, 2025, 18:00
  
  

• Tuition with Direct Disbursement: July 2 – November 18, 2025, 18:00
  
  

• Living Expenses Loan: July 2 – November 18, 2025, 18:00
  
  

• Post-graduation ICL Transfer: July 2 – November 20, 2025, 18:00
  
  

5. How to Apply
 Apply via the Korea Student Aid Foundation (KOSAF) website or mobile app:

• Website: www.kosaf.go.kr
  
  

• Mobile App: Search for “KOSAF” on Android or iOS
  
  

6. Inquiries
 KOSAF Customer Service: 1599-2000
 Chat consultation also available on the official website

7. Additional Notes

• Student loan interest rate is fixed at 1.7%
  
  

• Living expense loan: up to KRW 2 million per semester (KRW 4 million annually)
  
  

• Applications accepted 24/7 during the period, including weekends and holidays